Insurance

Typical Insurance Cover (to be updated 2005 / 2006 Season

All players have the following cover:

RFU Compulsory Insurance taken out by all clubs:

Age	18 & Over
1. Accidental Death	£20,000
2. Loss of limb, sight in one eye, hearing in one ear	£25,000
3. Loss of 2 limbs, total sight, total hearing	£100,000
4. Permanent disablement from usual occupation	£50,000
5. Permanent disablement from any occupation or paralysis	£375,000

Additional Cover Options.

Details of the RFU Scheme is available here: RFU SCHEME

Marsh Sports Group 01892 553120 - Aged between 18 and 30.

Individual Top Up Insurance costing £8.25 per month or £99 per annum - this covers item 5 only see above table

• Benefit - long term care gives additional £625,000 cover total £1,000,000

Individual Top Up Insurance costing £9.95 per month:

• Summary of Benefit (Short Term Care)

  Income replacement up to £500 per month

  Benefits for fractured bones up to £2000

  Dislocation up to £1000

  Torn Ligaments up to £500

  NHS hospital cash benefit up to £1000 per year

  Internal injuries £500

  50% of physio costs up to £100 per year £15 per visit subject to referral by GP

  Dental accident cover up to £2,500 per incident max £10,000 per year

  Above benefits doubles if as a result of assault which results in criminal conviction

The three documents relating to this season's Compulsory Playing Insurance are available from the Community Rugby website here:

Full details of the insurance cover are available to download - you will need Adobe Acrobat Reader - To download the full insurance cover details - please click here.